How Do You Get Compensated if an Uninsured Motorist Hits You?
Typically, if you are hit and injured in a car accident you can file a claim against the insurance company of the negligent party for compensation. Every state has uses its own fault system when determining how victims of injury accidents can proceed with legal action for financial compensation. In the state of Nevada, an at-fault system is utilized.
No matter how serious your car accident is, you can sue the party that caused the incident to take place. Filing a successful claim after a traffic incident in Nevada that yields the highest amount of compensation happens when there is enough evidence gathered that shows liability on the part of the other driver. Due to the modified comparative negligence rule, as long as a party is not more than 50% responsible for an accident, some amount of compensation can be recovered.
Personal injury claims can be complex. When you or another party in an accident does not have insurance, then an accident becomes even more complicated. The most beneficial thing you can do after a car accident in Las Vegas is to take your case to a professional. The Las Vegas car accident attorney at the Aaron Law Group can review your case and advise you on what you may be able to do to obtain compensation.
How Do You Get Paid When an Uninsured Motorist Hits You?
Having enough insurance is incredibly important. Many people think that only have a basic amount of insurance to keep premiums low is the right way to go. However, insurance serves as a form of protection for drivers. Not having any or enough can result in several negative implications.
You are not required in Nevada to have uninsured or underinsured motorist insurance. These coverage options are at the driver’s discretion. While it is completely voluntary to add coverage, UM/UIM is always recommended. Should an uninsured driver hit you and not have the assets to pay for the costs of your damages, your UM/UIM insurance coverage will pay instead.
Without UM/UIM coverage you should still make a report with your insurance company after an accident with an uninsured driver. If the other driver had some insurance, even if it was not enough for all of the damages, your insurance company may decide to file a claim against their insurance provider. If the other party had no insurance at all, the insurance company may decide to move forward with a lawsuit against the uninsured driver themself.
You can also sue the uninsured driver for compensation. While this is true, you still may not be able to secure payment for your damages. The uninsured party can declare bankruptcy. If this happens, they will not be held responsible to pay for the costs of the judgment. Not having UM/UIM coverage is very risky. When another party who has no insurance hits you and causes you injuries and other damages even a favorable lawsuit may not yield payment for your destruction.
Speak to a Las Vegas Car Accident Attorney
Navigating the legal system effectively can be a very tricky task if you don’t have experience or training in injury law. Working with a qualified Las Vegas uninsured motorist attorney is highly advised when filing a claim or lawsuit. Call the Las Vegas personal injury attorney at the Aaron Law Group today to schedule a free consultation at (702) 550-1111.